How It Works
We lend from $5,000-$75,000.
We make private equity loans secured by producing oil and gas royalties in Texas, and other states, please inquire.
We know oil and gas, and for that reason, unlike your local bank, we recognize the value of your producing royalty interest. Your loan is secured by your future royalty payments, we do not conduct credit checks. We make loans secured by Texas, Oklahoma, Louisianne producing royalties. We will consider loans secured by producing properties in other states.
We appraise your property and will loan up to 60% of its value. As a general rule of thumb, we can loan up to 25 times the average monthly revenue from your producing property.
We make loans ranging from $5,000 to $75,000.
How the process works:
- Contact Don: 1-970-668-0135.
- Email us: firstname.lastname@example.org
- Fast track your application by faxing or emailing: last 3 royalty check stubs, division orders, and proof of ownership (for example deed or probate documents).
- FAX: 970-547-4518.
- Submit a simple application and provide copies of the last three royalty check stubs for evaluation.
We will promptly provide you with a written proposal for your review and approval. We will verify title to the collateral – confirming that your property is free of liens or any other encumbrances.
You will execute a promissory note, deed of trust and a letter that serves as a division order transfer. Funding will occur by borrower's choice of cashier’s check or ACH electronic transfer, within 24 hours of document submission. Monthly royalty checks come to the trustee. A portion of the proceeds will be automatically applied to interest, and if you elect, an optional principal reduction can be made, with the remaining royalty quickly remitted to you via ACH electronic transfer.
When the loan has been paid, the trustee will sign a release of lien and send it to you. The trustee alerts the production company immediately of the loan’s retirement and you will begin receiving your monthly royalty soon thereafter.
How we are better than a bank or credit union:
We recognize the value of oil and gas royalties and will fund loans strictly on the value of your royalties. We never asks for tax returns. We never request credit reports. You will never be denied a loan based on negative credit history, and your FICO score will not be affected by getting a loan. No expensive reserve reports required.
How our service is better than other royalty lending companies:
We have nothing but satisfied customers, please call us to hear more glowing reviews of our services.
Don, as always you are going above and beyond to provide customer service that is second to none. I have now done business with you numerous times and you have always been professional when I've been difficult, and you have made everything we have done flat out simple and easy.Like I've said before you do your job well and the service you provide is more than appreciated--it has been a blessing.Anthony